Selecting a best Indian payment processing gateway that accepting payments from all types of Indian banks, Net Bankiing and debit cards is the key success point in Online businesses.
In India, many online shopping websites are establishing newly and increasing day by day. Many online businesses and e-commerce business should accept payment in online (not from offline Banking) from the customers. Accepting Payments in online from different sources is the most crucial part in the whole success of the any online based company. The world best online payment processing Gateway, PayPal accepting all types of credit cards and the debit cards from the few countries. But PayPal doesn’t accepting the debit card from the most of the Indian Banks. Unlike in the European and American countries, only lesser Indians having credit cards. Only few percent of the Indians possessing credit cards, that are from the most of the metropolitan cities and cosmopolitan cities. But to increase the sales throughout the Indian every shopping website that all types of debit cards and credit cards.
So, to overcome the situations few reliable payment processors are there India. This Indian payment processors gateways providing all types of payment gateways and payment options in India. This payment processing gateways accepting all types of debit cards, credit cards and also accepting payments from Internet banking too. These Indian Payment processing gateways must be secure and reliable to accept the error free payments in online. The payment processors simplifies the payment transactions in the online expecting all of payment from the customers.
The main features of the any Indian Payment processor gateways are
- should accepts payments from all types of Indian bank debit cards
- must have ability to accept majority of the Indian bank net banking
- accepts all types of worldwide Creditcards
- must have refund policy to customers
- Secure and simple
- simple user interface
- must generate reports on the sales happened on the website
- failure payments reports
- must collect user information , delivery information and other useful information for future reference
- easy to integrate API for website owners with all types of programming languagees like PHP, Asp.net, Java etc.
- should have the ability to easiluy integrate in to the popular web applictions like WordPress, Zen Cart Cube Cart,Drupal,Interspire, Joomla ,Magento ,Magento Go ,Martjack, Moodle , nopCommerce ,Opencart,osCommerce, , Prestashop,VirtueMart ,WHMCS, Build a Bazaar .
- should accepts payment from mobile banking
- mobile based payment transactions
Each payment processor has different features, pros and constraints. So go through the below different top Best Reliable online payment processors in India and choose the desired payment processor for your online shopping website.
Majority of the ecommerce and online shopping bill payments services using CCAvenue as payment processor. CCAvenue accepting all types of payments from all major and small banks in India.
CC avenue accepting online payments from:
CCAvenue supports 100+ payment options including 5 Main Credit cards, 52+ Indian Debit Cards (MasterCard, All MasterCard Debit Cards, VISA, All Visa Debit Cards, RuPay) , 55+ Net Banking, 4 Cash Cards ICash, CardItz CASH, noQ24x7 ,Oxigen Wallet, Pay Cash and two Mobile payment options.
You can sign up with CCAvenue as individual, Business or corporate with required Documents as requested by CCAvenue for Agreement. In case your website is new and you can’t afford to pay for huge setup fees, you can begin with their Economy plan with “Zero” Setup Fee but you need to pay higher Transaction charges, check their pricing plans and get started. CC avenue supports all types of paid and open source web applications, for example there is a plugin for CCAvenue Woocommerce for WordPress, Joomla, and Presta shop ecommerce script,for Joomla etc . you can easily integrate this payment gateway into your script .
PROS: 100+ Payment Options, Simple to include in the websites and any shopping carts, Instant Activation and readily available for individuals, complete integration documentation.
CONS: Doesnot allow Affiliates and Forums links not allowed on your site, you could only sell products mentioned within the agreement, Transaction Gateway available only for one site.
2). DirecPay Payment Gateway:
Direcpay is the payment processor from the TimesofMoney ( Times company). It is most reliable Pament Gateway in India.
Direcpay accepting online Payments from:
DirecPay provides a cost effective and secure payment transaction environment with 35+ Net Banking, 53+ debit Cards4 Credit Cards, 1 Cash card, and 1 Mobile payment gateway. You can accept Credit cards, Debit Cards, net Banking and mobile payments, all under one roof.
PROS: Accept all major credit cards, debit card, net-banking and mobile payments, instant integration, pre-integrated third shopping cart, complete integration documentation.
CONS: Not for individuals, Payment gateway for 1 site only.
3). Payu India:
Payu is one of the developing payment processor.
4 major credit cards, All debit cards including Maestro, 33+ Net-banking options, EMI options on HDFC, ICICI, AXIS etc…, cash cards, mWallets, IVR Payments and Email Invoicing.
4). EBS Payment Gateway
EBS payment processor gateway for Indian customers providing wide range of the payment options for online shopping payments and and acceptin g Bills. Many reputed companies using the EBS as payment gateway.
EBS accepting following forms of payments.
5+ Credit cards, 50+ Debit cards, 5+ cash cards,8+Emi, 30+ IMPS, 30+ Net-banking and E-wallet-PayPal transaction options.
from the all above Indian payment gateways you can select the best payment processor to your website, every payment gateway websites has the packages with different pricing. For high price package they will coleect little fees ( for example 3%-4%) and low cost package they will collect the high fees ( for example 6%-8%) for each transaction or sale that happen on your website . I suggest to select the high package for the websites which has highest sales and low package for the new websites and beginners.